Funeral (Death) Benefit

The death of a relative is a very sad incident that the survivors have to cope with. The SSO can hardly reduce the misery, but is able to financially contribute to the costs of the funeral.

Funeral (Death) Benefit
In case an insured person dies, SSO will disburse a funeral benefit equal to the 6 months of his/her insured earnings or for pensioners, 6 months of the pension received.

Funeral (Death) benefit can also be received for the death of the insured member's spouse or children less than 18 years of age. If an insured person's spouse dies, the benefits are equal to 3 months of the spouse's insured earnings or 3 months of the insured pension. In case of death of the insured person's child, the death benefit is equal to 2 months of the member's insured earnings or pension.

Eligibility for Funeral (Death) Benefit
To be entitled to a funeral benefit or death benefit, the insured person must either have paid a minimum of 12 months contributions within the last 18 months prior to the incident or be a pensioner.

Funeral benefit for insured persons with less than 12 months of contributions (new)
If an insured person deceased with less than 12 months contributions have been paid to SSO fund, the funeral benefit shall be also obtained under the following calculations:

• In case of at least one month contributions has been paid, but less than 3 months, the funeral benefit is equal to half of the member's insured earnings;
• In case of 3 months contributions have been paid, but less than 6 months, the funeral benefit is equal to one and half of the member's average insured earnings of the last 3 months;
• In case of 6 months contributions have been paid, but less than 12 months, the funeral benefit is equal to 3 months of the member's average insured earnings of the last 6 months;

Should the spouse or children of the SSO member passed away under these 3 conditions, the death benefit will not be applied.

Funeral Benefit Calculation.

Attention: The calculation below provides you only with a rough estimation of a potential benefit. It cannot be used to impose any claim. The exact benefit will be calculated by SSO case to case based on the real data.

Enter in the fields below your salary for each of the last 6 months, on which your employer pays SSO contributions. Be aware that the maximum contributable salary per month is 1,500,000 Kip. If you are not sure, please approach your employer on the salary, which is reported for you to SSO.

After entering the data, please click on the "Calculate" button: